Indexed Universal Life Insurance

A life insurance policy is a contract between you and your insurance company that ensures your beneficiary gets paid a benefit after you have passed away. The benefits paid out depend on your premium payments while you’re alive.

An Indexed Universal Life Insurance policy provides the same benefit. However, a cash value component allows a portion of the premium to be attached to a stock market index. This allows the benefit to increase in value due to the market index. The rate of return on the cash value component, is dependent on the market movement.

There is a tremendous upside when you take advantage of our Indexed Universal Life Insurance policy. Our services provide you with a minimum guaranteed rate of return to help manage your investment risks.

Our IUL insurance policy also grants you significant flexibility when designing your investment plan. You can also amend the terms of the policy and add different benefits.

Success in the market means that there will be an increase in the cash value of your investment. You will not be required to pay taxes on your accumulated earnings when it is time to withdraw your assets. This contrasts with other financial accounts that tax capital gains.

Unlike the IUL policies offered by other companies, there are no penalties for early withdrawals. If you cancel the policy and withdraw your assets before its maturation date, you won’t have to worry about paying for early withdrawal penalties.

Do not hesitate to contact us if you want to learn more about our IUL insurance policy.